{"id":11024,"date":"2024-04-24T11:47:38","date_gmt":"2024-04-24T15:47:38","guid":{"rendered":"https:\/\/www.teranet.ca\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/"},"modified":"2024-06-14T15:37:06","modified_gmt":"2024-06-14T19:37:06","slug":"auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights","status":"publish","type":"post","link":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/","title":{"rendered":"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024"},"content":{"rendered":"[vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text]<span data-contrast=\"none\">Teranet connecte les clients et les entreprises aux experts pour favoriser le dialogue et la collaboration entre les professionnels de l&rsquo;industrie.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Notre deuxi\u00e8me forum Market Insight d\u00e9di\u00e9 au Mois de la pr\u00e9vention de la fraude a eu lieu le 26\u202fmars et s&rsquo;est concentr\u00e9 sur le partage d&rsquo;informations sur les tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d&rsquo;argent en 2024.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Tim\u202fRye, vice-pr\u00e9sident principal, Solutions financi\u00e8res de Teranet, a accueilli Cameron\u202fField, vice-pr\u00e9sident, Groupe Vidocq, John\u202fArmit, sergent-d\u00e9tective par int\u00e9rim, Anti-Rackets Bracket, Centre antifraude du Canada, Tom\u202fHoulihan, agent-d\u00e9tective, police r\u00e9gionale de Peel et Karol\u202fBuczkowski, agente-d\u00e9tective, police r\u00e9gionale de Peel. Au cours du forum, Cameron, John, Tom et Karol ont partag\u00e9 l&rsquo;impact du blanchiment d&rsquo;argent et de la fraude sur les pr\u00eats automobiles sur le secteur, des exemples de tentatives de blanchiment d&rsquo;argent et de fraude dont ils ont \u00e9t\u00e9 t\u00e9moins et les meilleures pratiques pour \u00e9viter ces risques graves.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Nous avons inclus un lien vers une vid\u00e9o ci-dessous si vous souhaitez regarder un enregistrement, mais voici quelques points saillants du dernier forum Market Insight\u202f:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ol>\n<li data-leveltext=\"%1.\" data-font=\"Open Sans,Times New Roman\" data-listid=\"13\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">L\u2019apparition de la COVID-19\u202fa provoqu\u00e9 une augmentation de la criminalit\u00e9 financi\u00e8re en raison d\u2019une automatisation accrue en r\u00e9ponse \u00e0 des transactions physiques limit\u00e9es. Cette automatisation, associ\u00e9e \u00e0 la facilit\u00e9 du financement en ligne, a entra\u00een\u00e9 une augmentation de la fraude aux pr\u00eats automobiles. Parmi les tendances, notons les probl\u00e8mes de volume et de vitesse, o\u00f9 de petits courtiers inondent les pr\u00eateurs de nombreuses demandes de pr\u00eat au moyen d\u2019hypertrucages, d\u2019identit\u00e9s synth\u00e9tiques et de sch\u00e9mas de financement automobile falsifi\u00e9s. Cette activit\u00e9 frauduleuse s\u2019\u00e9tend au blanchiment d\u2019argent, avec de vrais v\u00e9hicules vendus sur le march\u00e9 pour r\u00e9cup\u00e9rer des fonds, contribuant ainsi \u00e0 un \u00e9cosyst\u00e8me complexe de criminalit\u00e9. Relever ces d\u00e9fis n\u00e9cessite une diligence raisonnable rigoureuse pour d\u00e9tecter et pr\u00e9venir les fraudes potentielles.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559685&quot;:1170,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">Selon John, en\u202f2023, le Centre antifraude du Canada a connu une ann\u00e9e record de pertes, totalisant pr\u00e8s d\u2019un demi-milliard de dollars; les fraudes en mati\u00e8re d\u2019investissement, les escroqueries li\u00e9es \u00e0 la cryptomonnaie, les fraudes amoureuses et les escroqueries \u00e0 l\u2019emploi\/service \u00e9tant en t\u00eate de liste. La fraude \u00e0 l&rsquo;identit\u00e9 reste une pr\u00e9occupation importante et ce probl\u00e8me provient souvent du phishing et des violations de donn\u00e9es. La fraude au financement automobile a connu une augmentation notable pendant la COVID-19, impliquant des cartes de cr\u00e9dit vol\u00e9es et des pi\u00e8ces d&rsquo;identit\u00e9 compromises.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559685&quot;:1170,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Open Sans,Times New Roman\" data-listid=\"13\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"none\">Les agents-d\u00e9tectives Carl et Tom ont parl\u00e9 de certaines tendances en mati\u00e8re de fraude qu\u2019ils ont r\u00e9cemment observ\u00e9es, notamment la tendance pour les gangs de rue et le crime organis\u00e9 \u00e0 s\u2019aventurer dans la fraude, attir\u00e9s par le faible risque et les gains \u00e9lev\u00e9s, comparativement \u00e0 d\u2019autres activit\u00e9s criminelles. La fraude au financement automobile, en particulier, offre des opportunit\u00e9s significatives, avec peu de contr\u00f4le au niveau du concessionnaire et un risque minime pour les auteurs. Malgr\u00e9 l\u2019attention accrue des m\u00e9dias et les efforts des forces de l\u2019ordre, les fraudes restent sous-d\u00e9clar\u00e9es et \u00e9clips\u00e9es par des crimes plus sensationnels aux yeux du public.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559685&quot;:1170,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">Le crime organis\u00e9 utilise des pi\u00e8ces d&rsquo;identit\u00e9 fausses et synth\u00e9tiques, ainsi que des cartes de cr\u00e9dit compromises, pour orchestrer des fraudes au financement automobile par l&rsquo;interm\u00e9diaire d&rsquo;acheteurs de paille. Un r\u00e9cent financement gouvernemental vise \u00e0 lutter contre le vol de voitures, qui est \u00e9troitement li\u00e9 \u00e0 la fraude automobile. Des op\u00e9rations comme Project Volcano ciblent les groupes du crime organis\u00e9 impliqu\u00e9s dans des vols de voitures. Les voitures vol\u00e9es peuvent \u00eatre utilis\u00e9es \u00e0 l\u2019\u00e9tranger par des soci\u00e9t\u00e9s de location, contribuant ainsi au blanchiment d\u2019argent bas\u00e9 sur le commerce, une activit\u00e9 lucrative pour le crime organis\u00e9 \u00e0 l\u2019\u00e9chelle mondiale.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559685&quot;:1170,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Open Sans,Times New Roman\" data-listid=\"13\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"none\">Cameron a parl\u00e9 de son point de vue venant du secteur priv\u00e9 et a d\u00e9clar\u00e9 que le blanchiment d&rsquo;argent bas\u00e9 sur le commerce (TBML) constitue un aspect fondamental du blanchiment d&rsquo;argent et peut \u00eatre observ\u00e9 dans diverses activit\u00e9s criminelles telles que la fraude li\u00e9e aux pr\u00eats automobiles et le vol d&rsquo;automobiles au Canada. Le TBML pose un d\u00e9fi important aux forces de l\u2019ordre, au secteur financier et aux consultants en raison de sa complexit\u00e9 et de son omnipr\u00e9sence. La pand\u00e9mie de COVID-19\u202fa \u00e0 la fois boulevers\u00e9 les pratiques bancaires et immobili\u00e8res traditionnelles, tout en offrant des opportunit\u00e9s de faciliter la criminalit\u00e9 financi\u00e8re. Pour lutter efficacement contre le blanchiment d\u2019argent, les pr\u00eateurs commerciaux doivent adopter une approche globale, en tirant parti des outils permettant de mieux comprendre leurs clients et d\u2019identifier les signaux d\u2019alarme potentiels. La collaboration et le partage de donn\u00e9es entre les forces de l\u2019ordre et les institutions financi\u00e8res sont essentiels pour d\u00e9tecter et pr\u00e9venir efficacement le blanchiment d\u2019argent par voie commerciale et la fraude.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559685&quot;:1170,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ol>\n<p><span data-contrast=\"none\">Tom et Karol ont \u00e9galement pu partager des exemples sp\u00e9cifiques de cas de fraude qu&rsquo;ils ont rencontr\u00e9s, notamment un cas r\u00e9cent qui a mis en \u00e9vidence \u00e0 quel point une simple fraude peut entra\u00eener des dommages financiers importants. L\u2019identit\u00e9 d\u2019une personne a \u00e9t\u00e9 menac\u00e9e lors d\u2019un piratage informatique sur son lieu de travail. Les pirates ont obtenu son num\u00e9ro de permis de conduire et ses renseignements bancaires. \u00c0 l\u2019aide de ces donn\u00e9es, ils ont achet\u00e9 des v\u00e9hicules de grande valeur aupr\u00e8s de plusieurs concessionnaires sans v\u00e9rification. La victime n&rsquo;a pris conscience de la fraude qu&rsquo;en recevant des lettres de f\u00e9licitations pour les achats et des avis de pr\u00eats bancaires impay\u00e9s. Tom et Karol ont partag\u00e9 que malheureusement, au moment o\u00f9 les forces de l&rsquo;ordre interviennent, des preuves cruciales sont souvent perdues, ce qui rend difficile la r\u00e9solution de tels crimes. Cet incident a entra\u00een\u00e9 des pertes de pr\u00e8s de 300\u202f000\u202f$ pour la banque, soulignant la n\u00e9cessit\u00e9 d&rsquo;une collaboration accrue entre les concessionnaires, les banques et les forces de l&rsquo;ordre pour pr\u00e9venir et lutter contre de telles fraudes.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Pour regarder l\u2019int\u00e9gralit\u00e9 du forum Market Insight, cliquez sur le bouton ci-dessous.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:2,&quot;335557856&quot;:16777215,&quot;335559739&quot;:120,&quot;335559740&quot;:660}\">\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][nectar_btn size=\u00a0\u00bblarge\u00a0\u00bb button_style=\u00a0\u00bbregular\u00a0\u00bb button_color_2=\u00a0\u00bbAccent-Color\u00a0\u00bb icon_family=\u00a0\u00bbnone\u00a0\u00bb text=\u00a0\u00bbRegardez le Forum d\u2019analyse du march\u00e9 dans son int\u00e9gralit\u00e9 d\u00e8s maintenant\u00a0\u00bb url=\u00a0\u00bbhttps:\/\/vimeo.com\/926004422&Prime; margin_top=\u00a0\u00bb1&Prime;][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text]<span data-contrast=\"none\">Restez inform\u00e9 des futurs forums Market Insight en suivant Teranet sur\u202f<\/span><a href=\"https:\/\/www.linkedin.com\/company\/teranet-inc.\/\"><span data-contrast=\"none\">LinkedIn<\/span><\/a><span data-contrast=\"none\">\u202fou\u202f<\/span><a href=\"https:\/\/twitter.com\/teranet_social\"><span data-contrast=\"none\">Twitter<\/span><\/a><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:2,&quot;335557856&quot;:16777215,&quot;335559739&quot;:120,&quot;335559740&quot;:660}\">\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb&#8230;<\/p>\n","protected":false},"author":8,"featured_media":10920,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[146],"tags":[],"class_list":["post-11024","post","type-post","status-publish","format-standard","has-post-thumbnail","category-forum-danalyse-du-marche"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024 - Teranet<\/title>\n<meta name=\"description\" content=\"Discover the latest trends in auto lending fraud and money laundering. Watch industry professionals speak at Teranet&#039;s Market Insight Forum.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024\" \/>\n<meta property=\"og:description\" content=\"Discover the latest trends in auto lending fraud and money laundering. Watch industry professionals speak at Teranet&#039;s Market Insight Forum.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/\" \/>\n<meta property=\"og:site_name\" content=\"Teranet\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-24T15:47:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-14T19:37:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Market-Insight-Forum-TW1600x900-Auto-Lending-and-Money-Laudering-Summary.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"mariapolicellisohrabi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TERANET_SOCIAL\" \/>\n<meta name=\"twitter:site\" content=\"@TERANET_SOCIAL\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"mariapolicellisohrabi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/\"},\"author\":{\"name\":\"mariapolicellisohrabi\",\"@id\":\"https:\/\/www.teranet.ca\/#\/schema\/person\/db3db0337245121ca035acd44c560119\"},\"headline\":\"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024\",\"datePublished\":\"2024-04-24T15:47:38+00:00\",\"dateModified\":\"2024-06-14T19:37:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/\"},\"wordCount\":1640,\"publisher\":{\"@id\":\"https:\/\/www.teranet.ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Insight-Thumbnails-AntiFraud.jpg\",\"articleSection\":[\"Forum d\u2019analyse du march\u00e9\"],\"inLanguage\":\"fr-CA\",\"copyrightYear\":\"2024\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.teranet.ca\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/\",\"url\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/\",\"name\":\"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024 - Teranet\",\"isPartOf\":{\"@id\":\"https:\/\/www.teranet.ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Insight-Thumbnails-AntiFraud.jpg\",\"datePublished\":\"2024-04-24T15:47:38+00:00\",\"dateModified\":\"2024-06-14T19:37:06+00:00\",\"description\":\"Discover the latest trends in auto lending fraud and money laundering. Watch industry professionals speak at Teranet's Market Insight Forum.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#primaryimage\",\"url\":\"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Insight-Thumbnails-AntiFraud.jpg\",\"contentUrl\":\"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Insight-Thumbnails-AntiFraud.jpg\",\"width\":927,\"height\":526,\"caption\":\"Auto Lending Fraud\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.teranet.ca\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.teranet.ca\/#website\",\"url\":\"https:\/\/www.teranet.ca\/\",\"name\":\"Teranet\",\"description\":\"Reliable Data + Insightful Solutions\",\"publisher\":{\"@id\":\"https:\/\/www.teranet.ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.teranet.ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":[\"Organization\",\"Place\"],\"@id\":\"https:\/\/www.teranet.ca\/#organization\",\"name\":\"Teranet\",\"url\":\"https:\/\/www.teranet.ca\/\",\"logo\":{\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#local-main-organization-logo\"},\"image\":{\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#local-main-organization-logo\"},\"sameAs\":[\"https:\/\/x.com\/TERANET_SOCIAL\",\"https:\/\/www.linkedin.com\/company\/teranet-inc.\/\"],\"telephone\":[],\"openingHoursSpecification\":[{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\",\"Saturday\",\"Sunday\"],\"opens\":\"09:00\",\"closes\":\"17:00\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.teranet.ca\/#\/schema\/person\/db3db0337245121ca035acd44c560119\",\"name\":\"mariapolicellisohrabi\",\"url\":\"https:\/\/www.teranet.ca\/fr\/insights\/author\/mariapolicellisohrabi\/\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#local-main-organization-logo\",\"url\":\"https:\/\/www.teranet.ca\/wp-content\/uploads\/2022\/02\/teranet_logo.webp\",\"contentUrl\":\"https:\/\/www.teranet.ca\/wp-content\/uploads\/2022\/02\/teranet_logo.webp\",\"width\":1842,\"height\":256,\"caption\":\"Teranet\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024 - Teranet","description":"Discover the latest trends in auto lending fraud and money laundering. Watch industry professionals speak at Teranet's Market Insight Forum.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/","og_locale":"fr_CA","og_type":"article","og_title":"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024","og_description":"Discover the latest trends in auto lending fraud and money laundering. Watch industry professionals speak at Teranet's Market Insight Forum.","og_url":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/","og_site_name":"Teranet","article_published_time":"2024-04-24T15:47:38+00:00","article_modified_time":"2024-06-14T19:37:06+00:00","og_image":[{"width":1600,"height":900,"url":"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Market-Insight-Forum-TW1600x900-Auto-Lending-and-Money-Laudering-Summary.jpg","type":"image\/jpeg"}],"author":"mariapolicellisohrabi","twitter_card":"summary_large_image","twitter_creator":"@TERANET_SOCIAL","twitter_site":"@TERANET_SOCIAL","twitter_misc":{"\u00c9crit par":"mariapolicellisohrabi","Estimation du temps de lecture":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#article","isPartOf":{"@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/"},"author":{"name":"mariapolicellisohrabi","@id":"https:\/\/www.teranet.ca\/#\/schema\/person\/db3db0337245121ca035acd44c560119"},"headline":"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024","datePublished":"2024-04-24T15:47:38+00:00","dateModified":"2024-06-14T19:37:06+00:00","mainEntityOfPage":{"@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/"},"wordCount":1640,"publisher":{"@id":"https:\/\/www.teranet.ca\/#organization"},"image":{"@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#primaryimage"},"thumbnailUrl":"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Insight-Thumbnails-AntiFraud.jpg","articleSection":["Forum d\u2019analyse du march\u00e9"],"inLanguage":"fr-CA","copyrightYear":"2024","copyrightHolder":{"@id":"https:\/\/www.teranet.ca\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/","url":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/","name":"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024 - Teranet","isPartOf":{"@id":"https:\/\/www.teranet.ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#primaryimage"},"image":{"@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#primaryimage"},"thumbnailUrl":"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Insight-Thumbnails-AntiFraud.jpg","datePublished":"2024-04-24T15:47:38+00:00","dateModified":"2024-06-14T19:37:06+00:00","description":"Discover the latest trends in auto lending fraud and money laundering. Watch industry professionals speak at Teranet's Market Insight Forum.","breadcrumb":{"@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/"]}]},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#primaryimage","url":"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Insight-Thumbnails-AntiFraud.jpg","contentUrl":"https:\/\/www.teranet.ca\/wp-content\/uploads\/2024\/04\/Insight-Thumbnails-AntiFraud.jpg","width":927,"height":526,"caption":"Auto Lending Fraud"},{"@type":"BreadcrumbList","@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.teranet.ca\/fr\/"},{"@type":"ListItem","position":2,"name":"Tendances en mati\u00e8re de fraude li\u00e9e aux pr\u00eats automobiles et de blanchiment d\u2019argent\u202f: perspectives sur les tendances et la pr\u00e9vention\u202f2024"}]},{"@type":"WebSite","@id":"https:\/\/www.teranet.ca\/#website","url":"https:\/\/www.teranet.ca\/","name":"Teranet","description":"Reliable Data + Insightful Solutions","publisher":{"@id":"https:\/\/www.teranet.ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.teranet.ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":["Organization","Place"],"@id":"https:\/\/www.teranet.ca\/#organization","name":"Teranet","url":"https:\/\/www.teranet.ca\/","logo":{"@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#local-main-organization-logo"},"image":{"@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#local-main-organization-logo"},"sameAs":["https:\/\/x.com\/TERANET_SOCIAL","https:\/\/www.linkedin.com\/company\/teranet-inc.\/"],"telephone":[],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"09:00","closes":"17:00"}]},{"@type":"Person","@id":"https:\/\/www.teranet.ca\/#\/schema\/person\/db3db0337245121ca035acd44c560119","name":"mariapolicellisohrabi","url":"https:\/\/www.teranet.ca\/fr\/insights\/author\/mariapolicellisohrabi\/"},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.teranet.ca\/fr\/insights\/auto-lending-fraud-and-money-laundering-2024-trends-prevention-insights\/#local-main-organization-logo","url":"https:\/\/www.teranet.ca\/wp-content\/uploads\/2022\/02\/teranet_logo.webp","contentUrl":"https:\/\/www.teranet.ca\/wp-content\/uploads\/2022\/02\/teranet_logo.webp","width":1842,"height":256,"caption":"Teranet"}]}},"_links":{"self":[{"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/posts\/11024","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/comments?post=11024"}],"version-history":[{"count":0,"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/posts\/11024\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/media\/10920"}],"wp:attachment":[{"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/media?parent=11024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/categories?post=11024"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.teranet.ca\/fr\/wp-json\/wp\/v2\/tags?post=11024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}