{"id":12576,"date":"2026-06-19T11:16:04","date_gmt":"2026-06-19T15:16:04","guid":{"rendered":"https:\/\/www.teranet.ca\/?p=12576"},"modified":"2026-06-19T11:16:05","modified_gmt":"2026-06-19T15:16:05","slug":"a-smarter-faster-approach-to-property-valuations-for-lenders","status":"publish","type":"post","link":"https:\/\/www.teranet.ca\/fr\/insights\/a-smarter-faster-approach-to-property-valuations-for-lenders\/","title":{"rendered":"A smarter, faster approach to property valuations for lenders"},"content":{"rendered":"[vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3″ gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1″ background_hover_color_opacity=\u00a0\u00bb1″ column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3″ width=\u00a0\u00bb1\/1″ tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb text_direction=\u00a0\u00bbdefault\u00a0\u00bb]Property valuation has always been a critical\u00a0component\u00a0to lending decisions, but\u00a0the expectations surrounding valuations have changed. Today\u2019s lenders are expected to deliver faster approvals, reduce operational\u00a0costs,\u00a0and create a seamless borrower experience. This evolving landscape has led many lenders to re-examine\u00a0not only how they obtain their property valuations, but also the level of protection those valuations provide.\u00a0<\/span>\u00a0<\/span><\/p>\n

While\u00a0AVMs have transformed the way lenders evaluate residential properties,\u00a0some lending decisions require more than just an estimate.\u00a0This is\u00a0where an\u00a0indemnified\u00a0AVM solution plays a\u00a0critical role.\u00a0<\/span>[\/vc_column_text][vc_custom_heading text=\u00a0\u00bbUnderstanding the difference\u00a0\u00bb font_container=\u00a0\u00bbtag:h4|text_align:left|color:%234c7a15″ google_fonts=\u00a0\u00bbfont_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal\u00a0\u00bb css=\u00a0\u00bb\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb text_direction=\u00a0\u00bbdefault\u00a0\u00bb]An indemnified AVM goes a step further by combining\u00a0valuation\u00a0intelligence with\u00a0indemnification\u00a0support, helping lenders manage and\u00a0protect their valuations when\u00a0needed.<\/span>\u00a0<\/span><\/p>\n

ValueProtect\u00a0AVM\u2122 brings together the strengths of Teranet and FNF Canada to deliver an indemnified solution for lenders. Combining Teranet\u2019s industry-leading property data technology with FNF Canada\u2019s comprehensive indemnification coverage,\u00a0ValueProtect\u00a0AVM helps lenders make valuation decisions with confidence across an expanding range of markets.<\/span>\u00a0<\/span><\/p>\n

While a standard appraisal can suit certain lending scenarios, lenders may want to consider an indemnified AVM when they need to make faster decisions without\u00a0compromising\u00a0risk management. This approach is particularly well suited for lower-risk transactions, such as standard mortgage renewals, refinances, HELOCs, or situations with lower loan-to-value (LTV) ratios.<\/span>\u00a0<\/span><\/p>\n

Automating and streamlining these valuations can save time and reduce manual effort, while still providing confidence that the valuations are\u00a0<\/span>accurate<\/span>\u00a0and reliable.<\/span><\/span>\u00a0<\/span><\/span>[\/vc_column_text][vc_custom_heading text=\u00a0\u00bbValueProtect AVM helps lenders evaluate with confidence \u00a0\u00bb font_container=\u00a0\u00bbtag:h4|text_align:left|color:%234c7a15″ google_fonts=\u00a0\u00bbfont_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal\u00a0\u00bb css=\u00a0\u00bb\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb text_direction=\u00a0\u00bbdefault\u00a0\u00bb]ValueProtect<\/span>\u00a0AVM is designed by two industry leaders with decades of combined experience shaping modern valuation solutions. Our solution was designed for mortgage\u00a0<\/span>lenders who need reliable property values, quickly and consistently, while mitigating risk and controlling costs.<\/span>[\/vc_column_text][vc_custom_heading text=\u00a0\u00bbThe Teranet Valuation offers: \u00a0\u00bb font_container=\u00a0\u00bbtag:h4|text_align:left|color:%234c7a15″ google_fonts=\u00a0\u00bbfont_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal\u00a0\u00bb css=\u00a0\u00bb\u00a0\u00bb link=\u00a0\u00bburl:https%3A%2F%2Fwww.teranet.ca%2Ffinancial-solutions%2Fdataconnect%2Favm%2F\u00a0\u00bb]

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