{"id":7868,"date":"2017-08-29T16:52:41","date_gmt":"2017-08-29T20:52:41","guid":{"rendered":"https:\/\/www.teranet.ca\/insights\/are-new-mortgage-rules-resulting-in-riskier-borrowing\/"},"modified":"2022-07-07T15:32:09","modified_gmt":"2022-07-07T19:32:09","slug":"are-new-mortgage-rules-resulting-in-riskier-borrowing","status":"publish","type":"post","link":"https:\/\/www.teranet.ca\/fr\/insights\/are-new-mortgage-rules-resulting-in-riskier-borrowing\/","title":{"rendered":"Are New Mortgage Rules Resulting in Riskier Borrowing?"},"content":{"rendered":"

With stricter lending guidelines and new mortgage rules, not to mention a higher interest rate, many Canadians are finding it harder to get approved for mortgage financing through traditional channels.<\/p>\n

For some, this has resulted in a move away from those traditional channels in an effort to find alternative sources of funding, including shadow banking. According to the BOC, shadow banking accounts for approximately 40 percent of Canada\u2019s nominal gross domestic product. However, since many of these types of lenders operate outside the purview of regulators, they\u2019re cause for concern for brokers.<\/p>\n

Read more on this here: http:\/\/www.canadianbusiness.com\/economy\/shadow-banking-mortgages\/<\/a>.<\/p>\n

With all of these changes, Canadian mortgage brokers are having to ramp up their services in order to compete. Purview For Mortgage Brokers recently discussed the impacts of new mortgage rules and how brokers can use their tools to make their mark. Check it out here: http:\/\/purviewforbrokers.ca\/new-mortgage-rules\/are-new-mortgage-rules-pushing-homeowners-to-shadow-banking\/<\/a>.<\/p>\n

At Teranet, we provide the most up-to-date, accurate property data available, giving you the ability to provide more to your clients. Find out more at www.teranet.ca<\/a>.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

With stricter lending guidelines and new mortgage rules, not to mention a higher interest rate, many Canadians are finding it harder to get approved for mortgage financing through traditional channels….<\/p>\n","protected":false},"author":2,"featured_media":5046,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[119],"tags":[],"class_list":["post-7868","post","type-post","status-publish","format-standard","has-post-thumbnail","category-financial-solutions"],"acf":[],"yoast_head":"\nAre New Mortgage Rules Resulting in Riskier Borrowing? - Teranet<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.teranet.ca\/insights\/are-new-mortgage-rules-resulting-in-riskier-borrowing\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are New Mortgage Rules Resulting in Riskier Borrowing?\" \/>\n<meta property=\"og:description\" content=\"With stricter lending guidelines and new mortgage rules, not to mention a higher interest rate, many Canadians are finding it harder to get approved for mortgage financing through traditional channels....\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.teranet.ca\/insights\/are-new-mortgage-rules-resulting-in-riskier-borrowing\/\" \/>\n<meta property=\"og:site_name\" content=\"Teranet\" \/>\n<meta property=\"article:published_time\" content=\"2017-08-29T20:52:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-07T19:32:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.teranet.ca\/wp-content\/uploads\/2017\/08\/foreign-investors-tax-pfmb2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"189\" \/>\n\t<meta property=\"og:image:height\" content=\"180\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Teranet Inc.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TERANET_SOCIAL\" \/>\n<meta name=\"twitter:site\" content=\"@TERANET_SOCIAL\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Teranet Inc.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.teranet.ca\\\/insights\\\/are-new-mortgage-rules-resulting-in-riskier-borrowing\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.teranet.ca\\\/insights\\\/are-new-mortgage-rules-resulting-in-riskier-borrowing\\\/\"},\"author\":{\"name\":\"Teranet Inc.\",\"@id\":\"https:\\\/\\\/www.teranet.ca\\\/#\\\/schema\\\/person\\\/a3473172ca2af8297c96b2abd8056dcd\"},\"headline\":\"Are New Mortgage Rules Resulting in Riskier Borrowing?\",\"datePublished\":\"2017-08-29T20:52:41+00:00\",\"dateModified\":\"2022-07-07T19:32:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.teranet.ca\\\/insights\\\/are-new-mortgage-rules-resulting-in-riskier-borrowing\\\/\"},\"wordCount\":192,\"publisher\":{\"@id\":\"https:\\\/\\\/www.teranet.ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.teranet.ca\\\/insights\\\/are-new-mortgage-rules-resulting-in-riskier-borrowing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.teranet.ca\\\/wp-content\\\/uploads\\\/2017\\\/08\\\/foreign-investors-tax-pfmb2.jpg\",\"articleSection\":[\"Financial Solutions\"],\"inLanguage\":\"fr-CA\",\"copyrightYear\":\"2017\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.teranet.ca\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.teranet.ca\\\/insights\\\/are-new-mortgage-rules-resulting-in-riskier-borrowing\\\/\",\"url\":\"https:\\\/\\\/www.teranet.ca\\\/insights\\\/are-new-mortgage-rules-resulting-in-riskier-borrowing\\\/\",\"name\":\"Are New Mortgage Rules Resulting in Riskier Borrowing? 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