Collateral Management Solutions

Managing collateral in a loan portfolio is a necessary but complex and time-consuming activity. It can be expensive and inefficient to maintain the specialized expertise required in-house.

Mitigate risk with our holistic approach to Collateral Management

We offer you an end-to-end Collateral Management Solution with a suite of services that supports the entire lending lifecycle. This enables you to manage collateral efficiently while remaining focused on your core profitable business. Whether performing due diligence searches, registering liens, discharging mortgages, or recovering assets if a loan goes into default, our integrated solutions work with the incumbent business processes and rules to reduce risk and deliver a seamless experience for both staff and customers.

Navigate multi-jurisdictional rules and regulations with a single point of contact

We make it easier for you to manage the intricate environment of jurisdictional rules and regulations, and to coordinate multiple vendor relationships. Providing a single point of contact for the various registries, law firms, collection agencies, and other partners that financial institutions collaborate with helps you work through the life of a loan cost effectively by improving efficiency.

Registry

We are the largest national provider of search and lien registration services to lenders.

CollateralGuard® Enterprise, our next generation search and registration solution, is a unified, cutting edge technology platform that enables lenders to secure their interests and meet due diligence requirements with ease. The foundation of the new platform incorporates and further enhances key elements from our legacy search and registration platforms, including our proven data validation features, while also delivering new features and functionality.

Search and Register Liens
Discharge Liens and Mortgages

Business Benefits

Next Generation Technology

We continually reinvest in our current platforms and building innovative new technologies to allow our clients to spend less time managing their collateral and more time focusing on their core profitable business. CollateralGuard® Enterprise, our next generation search and registration solution, incorporates key elements from our existing platforms, including proven validation features, to ensure the continued protection of your interests. In addition, the new solution delivers enhanced risk mitigation, reporting, and greater operational efficiencies.

Recovery

We are the largest national provider of asset recovery services and insolvency management solutions to Canadian lenders.


Moveable Property Recovery and Remarketing

Comprehensive solutions for the recovery and remarketing of all types of moveable property assets pledged as loan collateral.

Moveable Property Recovery and Remarketing

Comprehensive solutions for the recovery and remarketing of all types of moveable property assets pledged as loan collateral.

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Real Estate Property Recovery

Better manage all of the activities and stakeholders involved in the mortgage enforcement process.

Real Estate Property Recovery

Better manage all of the activities and stakeholders involved in the mortgage enforcement process.

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Unsecured Recoveries

Connecting you with collection partners and streamlining the management of recoveries for unsecured lending products, such as credit cards and student loans.

Unsecured Recoveries

Connecting you with collection partners and streamlining the management of recoveries for unsecured lending products, such as credit cards and student loans.

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Insolvency Management

Administer bankruptcies, consumer proposals, and credit counselling programs more efficiently using our purpose-built technology, combined with expert managed services.

Insolvency Management

Administer bankruptcies, consumer proposals, and credit counselling programs more efficiently using our purpose-built technology, combined with expert managed services.

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Business Benefits

Maximize Recoveries, Reduce Costs, Mitigate Risks

Our Recovery Services address these challenges by providing you a centre of excellence for both secured and unsecured recovery activities. These solutions enable recoveries to be coordinated through a single point of contact, allow efficiency to be improved, operating costs to be reduced, and time spent on non-core administrative activities to be minimized. Integrated technology modules ensure you always retain complete visibility and control over the program. And by using our Recovery Services, you benefit by remaining at arm’s length during the recovery process, thereby protecting your brand reputation.

Comply With Legislative Policy And Industry Security Requirements

Through extensive expertise in recovery management, combined with an in-depth knowledge of the complex regulatory environment, we empower you to operate in compliance with federal and provincial legislative requirements — including non-regulatory industry data security standards, such as PCI.

Professionals We Serve