Collateral Management Solutions

Managing collateral in a loan portfolio is a necessary but complex and time-consuming activity. It can be expensive and inefficient to maintain the specialized expertise required in-house.

Mitigate risk with our holistic approach to Collateral Management

We offer you an end-to-end Collateral Management Solution with a suite of services that supports the entire lending lifecycle. This enables you to manage collateral efficiently while remaining focused on your core profitable business. Whether performing due diligence searches, registering liens, discharging mortgages, or recovering assets if a loan goes into default, our integrated solutions work with the incumbent business processes and rules to reduce risk and deliver a seamless experience for both staff and customers.

Navigate multi-jurisdictional rules and regulations with a single point of contact

We make it easier for you to manage the intricate environment of jurisdictional rules and regulations, and to coordinate multiple vendor relationships. Providing a single point of contact for the various registries, law firms, collection agencies, and other partners that financial institutions collaborate with helps you work through the life of a loan cost effectively by improving efficiency.

Registry

We are the largest national provider of search and lien registration services to lenders.

CollateralGuard® Enterprise, our next generation search and registration solution, is a unified, cutting edge technology platform that enables lenders to secure their interests and meet due diligence requirements with ease.

  • Quickly and accurately complete search and registration transactions.
  • Thoroughly comply with Know Your Customer (KYC) regulations and other due diligence requirements.
  • Easily manage the complex environment that results from dealing with multiple jurisdictions.
  • Deliver an exceptional customer experience that fosters long-term loyalty and referrals.
Personal Property Search and Registration

Search, register, and discharge liens on personal property.

Personal Property Search and Registration

Search, register, and discharge liens on personal property.

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Real Estate Search

Perform property searches, assessments, obtain certificates, and more.

Real Estate Search

Perform property searches, assessments, obtain certificates, and more.

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Corporate Search

Search profiles, names, certificates, articles, bankruptcies, and more.

Corporate Search

Search profiles, names, certificates, articles, bankruptcies, and more.

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Additional Registry Solutions

• Bank Act Security registration, land document preparation and registration, amending mortgage agreements, discharges, NOSI, and more.

Additional Registry Solutions

• Bank Act Security registration, land document preparation and registration, amending mortgage agreements, discharges, NOSI, and more.

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Business Benefits

Next Generation Technology

We continually reinvest in our current platforms and building innovative new technologies to allow our clients to spend less time managing their collateral and more time focusing on their core profitable business. CollateralGuard® Enterprise, our next generation search and registration solution, incorporates key elements from our existing platforms, including proven validation features, to ensure the continued protection of your interests. In addition, the new solution delivers enhanced risk mitigation, reporting, and greater operational efficiencies.

Recovery

We are the largest national provider of asset recovery services and insolvency management solutions to Canadian lenders.

Recover losses while safeguarding your reputation. We manage the activities involved in recovering assets on defaulted loans, coordinate the necessary stakeholders (lawyers, trustees, bailiffs, and more), and ensure that you comply with the varying jurisdictional regulations governing recovery. We help you manage this complex process effectively, which safeguards your reputation while you recover your losses.

Through extensive expertise in recovery management, combined with an in-depth knowledge of the complex regulatory environment, we empower you to operate in compliance with federal and provincial legislative requirements — including non-regulatory industry data security standards, such as PCI.


Moveable Property Recovery and Remarketing

Fully-managed solution for the recovery and liquidation of moveable property.

Moveable Property Recovery and Remarketing

Fully-managed solution for the recovery and liquidation of moveable property.

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Real Estate Property Recovery

Technology to enhance power of sale, foreclosure, and other mortgage enforcement processes.

Real Estate Property Recovery

Technology to enhance power of sale, foreclosure, and other mortgage enforcement processes.

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Unsecured Recoveries

Technology and managed services to optimize unsecured recovery programs.

Unsecured Recoveries

Technology and managed services to optimize unsecured recovery programs.

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Insolvency Management

Technology to enhance power of sale, foreclosure, and other mortgage enforcement processes.

Insolvency Management

Technology to enhance power of sale, foreclosure, and other mortgage enforcement processes.

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Business Benefits

Maximize Recoveries, Reduce Costs, Mitigate Risks

Our Recovery Services address these challenges by providing you a centre of excellence for both secured and unsecured recovery activities. These solutions enable recoveries to be coordinated through a single point of contact, allow efficiency to be improved, operating costs to be reduced, and time spent on non-core administrative activities to be minimized. Integrated technology modules ensure you always retain complete visibility and control over the program. And by using our Recovery Services, you benefit by remaining at arm’s length during the recovery process, thereby protecting your brand reputation.

Comply With Legislative Policy And Industry Security Requirements

Through extensive expertise in recovery management, combined with an in-depth knowledge of the complex regulatory environment, we empower you to operate in compliance with federal and provincial legislative requirements — including non-regulatory industry data security standards, such as PCI.

Professionals We Serve